PCI Compliance Consulting

Oread Risk & Advisory is an industry leader in providing PCI compliance consulting to any business that uses credit card data. If you store, process, or transmit credit card data, your business is subject to the Payment Card Industry Data Security Standards (or PCI DSS), a set of security rules designed to curb costly breaches and thefts across the industry. As a certified PCI QSA, we offer a complete line of payment-related data security consulting services to ensure your business against data loss, breach or lawsuits pertaining to either.

Our PCI consulting includes vulnerability testing, penetration testing, social engineering reviews, wireless network security reviews and both external and internal exploitation analysis. This is often part of a larger IT security analysis. We also provide web application and dynamic web application security assessments. You will receive both pre and post implementation reviews.

Our consultants are focused on not only passing the annual audit, but also the day-to-day operations and overall security posture of your business, helping you to reduce the risk of breach. Being compliant at a moment in time is no longer a measure of value. Oread Risk & Advisory takes a “lifecycle” approach to compliance that helps you navigate the changes, identify necessary processes, and assist in maintaining your unique environment to ensure ongoing compliance.

Why is PCI compliance important?

PCI compliance is important for many business reasons. Failure to comply with PCI requirements can lead to steep fines and penalties levied by the card brands, revocation of credit card payment services or even suspension of accounts. Security oversights can also leave merchants vulnerable to costly and damaging data breaches. Besides making headline news, data breaches can lead to lawsuits, remediation costs and irreparable damage to your businesses reputation.

Who enforces the PCI DSS requirements?

Although the PCI DSS requirements are developed and maintained by an industry standards body called the PCI Security Standards Council (SSC), the standards are enforced by the five payment card brands: Visa, MasterCard, American Express, JCB International and Discover. Each brand provides its own compliance guidelines, reporting and validation requirements, deadlines, brand-specific definitions and penalties for noncompliance. Additionally, your merchant bank will have its own specific validation requirements and deadlines.

If you are ready to consider a PCI assessment or consulting engagement, please contact us today.